Thomas Jefferson

Never spend your money before you have it.

To learn, you have to listen. To improve, you have to try.

I have recently been examining all the known superstitions of the world, and do not find in our particular superstition (Christianity) one redeeming feature. They are all alike founded on fables and mythology.

In matters of style, swim with the current;In matters of principle, stand like a rock.

The strongest reason for the people to retain the right to keep and bear arms is, as a last resort, to protect themselves against tyranny in government.

I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale.

You should always live within your income, even if you have to borrow to do so.

Speak not of my debts unless you mean to pay them.

In the long run we shall have to pay our debts at a time that may be very inconvenient for our survival.

I say to you never involve yourself in debt, and become no man’s surety.

There are some debts that can’t be paid with money.

Neither a borrower nor a lender be; for loan oft loses both itself and friend.

Debt is beautiful only after it is repaid.

It is very iniquitous to make me pay debts, you have no idea, of the pain it gives one.

A debt is still unpaid, even if forgotten.

Wars in old times were made to get slaves. The modern implement of imposing slavery is debt.

Rather go to bed supperless, than rise in debt.

Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.

Only debt is forever.

Credit buying is much like being drunk. The buzz happens immediately and gives you a lift…. The hangover comes the day after.

People are living longer than ever before, a phenomenon undoubtedly made necessary by the 30-year mortgage.