Benjamin Franklin

Experience keeps a dear school, but fools will learn in no other.

They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety.

Either write something worth reading or do something worth writing.

Buy what thou hast no Need of and ere long thou shalt sell thy Necessaries.

Tis against some mens principle to pay interest, and seems against others interest to pay the principle.

Creditors have better memories than debtors.

Who goeth a borrowing. Goeth a sorrowing.

Debt is like any other trap, easy enough to get into, but hard enough to get out of.

A small debt produces a debtor; a large one, an enemy.

A Debt Problem Is, At Its Core, a Budgeting Problem.

We must not let our rulers load us with perpetual debt.

Debt is the slavery of the free.

Debt certainly isn’t always a bad thing. A mortgage can help you afford a home. Student loans can be a necessity in getting a good job. Both are investments worth making, and both come with fairly low interest rates.

Debt is to man what the serpent is to the bird; its eye fascinates, its breath poisons, its coil crushes sinew and bone, its jaw is the pitiless grave.

Youth is in danger until it learns to look upon debts as furies.

If you have debt I’m willing to bet that general clutter is a problem for you too.

Debts are like children: the smaller they are the more noise they make.

Debt is normal. Be weird.

Debt, we’ve learned, is the match that lights the fire of every crisis. Every crisis has its own set of villains – pick your favorite: bankers, regulators, central bankers, politicians, overzealous consumers, credit rating agencies – but all require one similar ingredient to create a true crisis: too much leverage.

Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.

Only debt is forever.